House Officers Association
/ University of Michigan

LONG TERM DISABILITY
PROGRAM

BASE
PLAN - $2,300
per month provided by the University of Michigan. No enrollment necessary.
Base Group Long Term Disability Plan details
Group Long Term Disability Certificate
SUPPLEMENTAL
PLAN – Additional
$1,000 per month paid by House Officer – Optional. Guaranteed
issue enrollment during first 90 days of appointment. (Rate chart in
brochure)
Supplemental Long Term Disability Plan details
Supplemental Enrollment Application
CONTINUATION
PLAN – Portable, individual disability benefit.
Up to $5,000 per month guaranteed. Guaranteed issue enrollment up to
30 days after termination from the HOA.

Continuation
Enrollment Application
To complete the enrollment process,
download, print and send the completed forms to:
Flynn & Company, Inc.
3001 W. Big Beaver
Suite 100
Troy, MI 48084